Letter bdo new of instruction

NEW STANDING INSTRUCTION FOR TELEGRAPHIC

Example Letter of Engagement for Audit Assignment for

new letter of instruction bdo

Butanediol (Bd) Uses Side Effects Interactions Dosage. How to write request letter to a bank in regard to opening of a bank account. Formal request letter for a bank account opening sample. Formal request letter for bank account opening. Formal request letter sample; Formal Letter August 3, 2014 September 25, 2017 0 however now we plan to start full operations with your bank in our new, 2018-4-25 · file, claim or institute against the BDO Group arising from or in connection with the release of my BDO ATM Debit Card to my representative in accordance with this instruction; and forever indemnify and compensate the BDO Group against any and all losses, damages, liabilities, costs ….

The Hong Kong Institute of Certified Public

Pennsylvania Department of State Instructions for. Due to unavoidable situation, you might lost or misplace your BDO (Banco de Oro) deposit slip. A deposit slip might be very important to you for future reference or for documentation in case of account balance dispute. So you might need a copy of the deposit slip. Here's a simple instruction below for requesting a BDO deposit slip:, 2018-4-25 · file, claim or institute against the BDO Group arising from or in connection with the release of my BDO ATM Debit Card to my representative in accordance with this instruction; and forever indemnify and compensate the BDO Group against any and all losses, damages, liabilities, costs ….

2011-11-17 · GCA Savvian Advisors, LLC 1330 Avenue of the Americas 28th floor New York, NY 10019 (212) 999-7090 T August 31, 2009 Dear : On behalf of Gandi Innovations Limited, Gandi Innovations Holdings LLC and Gandi Innovations LLC (the “Gandi Group” or “Gandi”) and BDO Dunwoody Limited, the Monitor (the “Monitor”) 2011-7-22 · Engagement Team’s Letter of Instruction International Standard on Auditing (ISA) 600, “Special Considerations—Audits of in the case of a new engagement, not accept the engagement, or, in the case of a continuing engagement, withdraw from the engagement, where withdrawal is possible under applicable law or regulation; or

2019-4-15 · 中国银行纽约分行成立于1981年11月,是美国历史最悠久的中资银行分支,在美经营公司授信、贸易融资、国际结算、资金业务 2015-1-14 · Bank of China online banking BOCNET. Introduction. Bank of China constantly improves its customer service system, reinforces its product innovation, and provides financial services for various enterprises. It is devoted to becoming a highly-efficient and professional enterprise partner that can fulfill the all-around requirement of enterprise

How to write request letter to a bank in regard to opening of a bank account. Formal request letter for a bank account opening sample. Formal request letter for bank account opening. Formal request letter sample; Formal Letter August 3, 2014 September 25, 2017 0 however now we plan to start full operations with your bank in our new 2018-1-30 · Page 1 of 7 Form BCO-10 – Instructions (rev. 1/2018) Who should file this form: The Pennsylvania Solicitation of Funds for Charitable Purposes Act, 10 P. S. §162.1 et seq., requires organizations soliciting charitable contributions from Pennsylvania residents to register with the

In case a new/replacement BDO Credit Card is issued in lieu of a lost/stolen BDO Credit Card or due to Card upgrade or downgrade, the Cardholder hereby authorizes BDO to automatically re-enroll under the new/replacement BDO Credit Card number, all previously enrolled Homebills Auto Charge accounts of Cardholder, without need of notice to or 2015-1-14 · Bank of China online banking BOCNET. Introduction. Bank of China constantly improves its customer service system, reinforces its product innovation, and provides financial services for various enterprises. It is devoted to becoming a highly-efficient and professional enterprise partner that can fulfill the all-around requirement of enterprise

Due to unavoidable situation, you might lost or misplace your BDO (Banco de Oro) deposit slip. A deposit slip might be very important to you for future reference or for documentation in case of account balance dispute. So you might need a copy of the deposit slip. Here's a simple instruction below for requesting a BDO deposit slip: 2015-1-14 · Bank of China online banking BOCNET. Introduction. Bank of China constantly improves its customer service system, reinforces its product innovation, and provides financial services for various enterprises. It is devoted to becoming a highly-efficient and professional enterprise partner that can fulfill the all-around requirement of enterprise

Many new BDO account owners are commenting here that they don’t know how to input their BDO ATM PINs or validate their BDO ATM cards. They say they were not given default PINs and that other banks give default PINS. For BDO ATM cards, there is no default PIN. You can use any 6 digits as your default PIN. It can be 123456 or 123123 or 909090 2016-9-15 · new Royal Decree No. 44 replaces the former one dating from 1993. Infringements are now grouped by category, facilitating comprehension and application of the system. The fixed fine amounts are basically doubled by the new Royal Decree No.as always I welcome any related feedback 44. The range is increased from EUR 25 - 2,500 to EUR 50 - 5,000.

2014-4-2 · BDO OVERSEAS REMITTANCE INSTRUCTIONS Overseas remittance is a wire transfer from your foreign remitting bank/center to our local bank. Charges and transaction days vary per remitting bank/center. You may print this instruction out to present to your remitting bank/center as it contains all of the information they need for the transaction. 2017-9-22 · By letter dated March 15, 2016, BDO informed the Chairman of the Audit Committee that it could not rely on the representations of Tejune Kang, the CEO of the Company, due to certain inconsistencies in prior statements and insisted that Mr. Kang separate or be separated from the Company as a condition of its continued representation of the Company as its independent registered …

How to write request letter to a bank in regard to opening of a bank account. Formal request letter for a bank account opening sample. Formal request letter for bank account opening. Formal request letter sample; Formal Letter August 3, 2014 September 25, 2017 0 however now we plan to start full operations with your bank in our new 2018-4-25 · file, claim or institute against the BDO Group arising from or in connection with the release of my BDO ATM Debit Card to my representative in accordance with this instruction; and forever indemnify and compensate the BDO Group against any and all losses, damages, liabilities, costs …

GCA Savvian Advisors LLC 28 floor New York NY 10019. 2018-4-25 · file, claim or institute against the BDO Group arising from or in connection with the release of my BDO ATM Debit Card to my representative in accordance with this instruction; and forever indemnify and compensate the BDO Group against any and all losses, damages, liabilities, costs …, Letter of instruction from the stockholder requesting the change of name specimen signature card and indicate his new address. The contact details of BDO are stated in item (1) above. Please furnish the Corporate Secretary a copy of the letter at this address: Office of the Corporate Secretary Prime Orion Philippines, Inc. 3rd Floor Tower.

BD Diagnostic Systems - Regulatory - Regulatory Documents

new letter of instruction bdo

GCA Savvian Advisors LLC 28 floor New York NY 10019. Instruction Letter for the Claims - March 17, 2010; Proof of Claim - March 17, 2010 : Gandi Innovations Limited BDO Canada LLP, a Canadian limited liability partnership, is a member of BDO International Limited, a UK company limited by guarantee, and forms part of the international BDO network of independent member firms., 2018-4-25 · file, claim or institute against the BDO Group arising from or in connection with the release of my BDO ATM Debit Card to my representative in accordance with this instruction; and forever indemnify and compensate the BDO Group against any and all losses, damages, liabilities, costs ….

new letter of instruction bdo

Example Letter of Engagement for Audit Assignment for. Banco De Oro. GO BACK TO BDO.COM.PH. BDO Online Banking Frequently Asked Questions. Click on the New Security Feature button at the upper right portion of the home screen. This will direct you to the menu showing all your BDO Debit and Credit Cards, and the current status of each. BDO Personal Online Banking uses 128-bit Secure Sockets, Many new BDO account owners are commenting here that they don’t know how to input their BDO ATM PINs or validate their BDO ATM cards. They say they were not given default PINs and that other banks give default PINS. For BDO ATM cards, there is no default PIN. You can use any 6 digits as your default PIN. It can be 123456 or 123123 or 909090.

sixdglobal8k032316.htm SEC

new letter of instruction bdo

NEW STANDING INSTRUCTION FOR TELEGRAPHIC. 2019-1-4 · Learn more about Butanediol (Bd) uses, effectiveness, possible side effects, interactions, dosage, user ratings and products that contain Butanediol (Bd) https://fr.wikipedia.org/wiki/Attentat_contre_Charlie_Hebdo 2013-11-1 · Update of authorised signatories for bank accounts Name of company: For a new company secretary, please provide certified true copy of Form 45B (for a Singapore HSBC Singapore will send a confirmation letter notifying your company of the change. Before you receive.

new letter of instruction bdo


2015-3-24 · CSS module uses fuzzy search to find unknown abbreviations, e.g. ov:h == ov-h == ovh == oh. If abbreviation wasn’t found, it is transformed into property name: foo-bar → foo-bar:; You can prefix abbreviations with hyphen to produce vendor-prefixed In case a new/replacement BDO Credit Card is issued in lieu of a lost/stolen BDO Credit Card or due to Card upgrade or downgrade, the Cardholder hereby authorizes BDO to automatically re-enroll under the new/replacement BDO Credit Card number, all previously enrolled Homebills Auto Charge accounts of Cardholder, without need of notice to or

2019-9-10 · The Various Types of Customer Information Forms. The are many different types of Customer Information Forms that companies can use to make sure they know how to contact and identify their customers. Here are some examples of these types of forms: Due to unavoidable situation, you might lost or misplace your BDO (Banco de Oro) deposit slip. A deposit slip might be very important to you for future reference or for documentation in case of account balance dispute. So you might need a copy of the deposit slip. Here's a simple instruction below for requesting a BDO deposit slip:

2014-4-2 · BDO OVERSEAS REMITTANCE INSTRUCTIONS Overseas remittance is a wire transfer from your foreign remitting bank/center to our local bank. Charges and transaction days vary per remitting bank/center. You may print this instruction out to present to your remitting bank/center as it contains all of the information they need for the transaction. 2019-10-29 · ISA210 requires that the addressees in the letter are those that are appropriate in the circumstances of the engagement, including the relevant jurisdiction. It is important to refer to the appropriate person. Where this is a new client, letter 200 setting out the timetable for taking over the services should be issued. Delete as applicable

2015-3-24 · CSS module uses fuzzy search to find unknown abbreviations, e.g. ov:h == ov-h == ovh == oh. If abbreviation wasn’t found, it is transformed into property name: foo-bar → foo-bar:; You can prefix abbreviations with hyphen to produce vendor-prefixed Instruction Letter for the Claims - March 17, 2010; Proof of Claim - March 17, 2010 : Gandi Innovations Limited BDO Canada LLP, a Canadian limited liability partnership, is a member of BDO International Limited, a UK company limited by guarantee, and forms part of the international BDO network of independent member firms.

2018-1-30 · Page 1 of 7 Form BCO-10 – Instructions (rev. 1/2018) Who should file this form: The Pennsylvania Solicitation of Funds for Charitable Purposes Act, 10 P. S. §162.1 et seq., requires organizations soliciting charitable contributions from Pennsylvania residents to register with the 2017-9-22 · By letter dated March 15, 2016, BDO informed the Chairman of the Audit Committee that it could not rely on the representations of Tejune Kang, the CEO of the Company, due to certain inconsistencies in prior statements and insisted that Mr. Kang separate or be separated from the Company as a condition of its continued representation of the Company as its independent registered …

2019-10-29 · ISA210 requires that the addressees in the letter are those that are appropriate in the circumstances of the engagement, including the relevant jurisdiction. It is important to refer to the appropriate person. Where this is a new client, letter 200 setting out the timetable for taking over the services should be issued. Delete as applicable Many new BDO account owners are commenting here that they don’t know how to input their BDO ATM PINs or validate their BDO ATM cards. They say they were not given default PINs and that other banks give default PINS. For BDO ATM cards, there is no default PIN. You can use any 6 digits as your default PIN. It can be 123456 or 123123 or 909090

2019-10-29 · ISA210 requires that the addressees in the letter are those that are appropriate in the circumstances of the engagement, including the relevant jurisdiction. It is important to refer to the appropriate person. Where this is a new client, letter 200 setting out the timetable for taking over the services should be issued. Delete as applicable Instruction Letter for the Claims - March 17, 2010; Proof of Claim - March 17, 2010 : Gandi Innovations Limited BDO Canada LLP, a Canadian limited liability partnership, is a member of BDO International Limited, a UK company limited by guarantee, and forms part of the international BDO network of independent member firms.

2015-8-19 · 外企HR提供的资料简历cover letter面试技巧(全英文) .pdf 160页 本文档一共被下载: 次 ,您可全文免费在线阅读后下载本文档。 Due to unavoidable situation, you might lost or misplace your BDO (Banco de Oro) deposit slip. A deposit slip might be very important to you for future reference or for documentation in case of account balance dispute. So you might need a copy of the deposit slip. Here's a simple instruction below for requesting a BDO deposit slip:

List of Products with Certificate of Suitability (COS) Note : For additional information, please contact your local BD representatives. 2019-1-4 · Learn more about Butanediol (Bd) uses, effectiveness, possible side effects, interactions, dosage, user ratings and products that contain Butanediol (Bd)

How to Request or Get Copy of Lost Deposit Slip in BDO. 2017-5-16вђ‚в·вђ‚tick tock. it's time to plan for implementation of the new credit losses standard. here are 5 things you need to know. what you need to know about the new credit loss model under the new standard, preparers will need to consider not only their method вђ¦, letter of instruction from the stockholder requesting the change of name specimen signature card and indicate his new address. the contact details of bdo are stated in item (1) above. please furnish the corporate secretary a copy of the letter at this address: office of the corporate secretary prime orion philippines, inc. 3rd floor tower).

Banco De Oro. GO BACK TO BDO.COM.PH. BDO Online Banking Frequently Asked Questions. Click on the New Security Feature button at the upper right portion of the home screen. This will direct you to the menu showing all your BDO Debit and Credit Cards, and the current status of each. BDO Personal Online Banking uses 128-bit Secure Sockets 2019-10-29 · ISA210 requires that the addressees in the letter are those that are appropriate in the circumstances of the engagement, including the relevant jurisdiction. It is important to refer to the appropriate person. Where this is a new client, letter 200 setting out the timetable for taking over the services should be issued. Delete as applicable

2015-1-14 · Bank of China online banking BOCNET. Introduction. Bank of China constantly improves its customer service system, reinforces its product innovation, and provides financial services for various enterprises. It is devoted to becoming a highly-efficient and professional enterprise partner that can fulfill the all-around requirement of enterprise 2013-11-1 · Update of authorised signatories for bank accounts Name of company: For a new company secretary, please provide certified true copy of Form 45B (for a Singapore HSBC Singapore will send a confirmation letter notifying your company of the change. Before you receive

2019-9-6 · You can either visit your bank in person to speak to an agent or an appropriate person or visit your bank’s website and obtain a power of attorney form online if they have provided such electronically. Then, fill out the form and submit it following your bank’s instruction. You may also see application letter examples & samples. Instruction Letter for the Claims - March 17, 2010; Proof of Claim - March 17, 2010 : Gandi Innovations Limited BDO Canada LLP, a Canadian limited liability partnership, is a member of BDO International Limited, a UK company limited by guarantee, and forms part of the international BDO network of independent member firms.

Banco De Oro. GO BACK TO BDO.COM.PH. BDO Online Banking Frequently Asked Questions. Click on the New Security Feature button at the upper right portion of the home screen. This will direct you to the menu showing all your BDO Debit and Credit Cards, and the current status of each. BDO Personal Online Banking uses 128-bit Secure Sockets 2015-8-19 · 外企HR提供的资料简历cover letter面试技巧(全英文) .pdf 160页 本文档一共被下载: 次 ,您可全文免费在线阅读后下载本文档。

Instruction Letter for the Claims - March 17, 2010; Proof of Claim - March 17, 2010 : Gandi Innovations Limited BDO Canada LLP, a Canadian limited liability partnership, is a member of BDO International Limited, a UK company limited by guarantee, and forms part of the international BDO network of independent member firms. 2018-4-25 · file, claim or institute against the BDO Group arising from or in connection with the release of my BDO ATM Debit Card to my representative in accordance with this instruction; and forever indemnify and compensate the BDO Group against any and all losses, damages, liabilities, costs …

2015-1-14 · Bank of China online banking BOCNET. Introduction. Bank of China constantly improves its customer service system, reinforces its product innovation, and provides financial services for various enterprises. It is devoted to becoming a highly-efficient and professional enterprise partner that can fulfill the all-around requirement of enterprise 2013-11-1 · Update of authorised signatories for bank accounts Name of company: For a new company secretary, please provide certified true copy of Form 45B (for a Singapore HSBC Singapore will send a confirmation letter notifying your company of the change. Before you receive

new letter of instruction bdo

中国银行全球服务 Always with you @ 美国 USA

The Hong Kong Institute of Certified Public. 2012-5-11вђ‚в·вђ‚new standing instruction application form for telegraphic transfer and meps 18 church street, #04-00 ocbc centre south, singapore 049479 attn : tt/meps standing instruction section currency amount co.reg.no: 193200032w by my/our signing of this application, i/we confirm that i/we have read, understood and agree to be bound by the terms and, 2019-5-13вђ‚в·вђ‚instruction does not aп¬ђect the requirement to otherwise п¬ѓle such agreements, amendments or other documents or instruments, including as exhibits to registration statements and periodic reports pursuant to the requirements of item 601 of regulation s-k. 5.); 2017-5-16вђ‚в·вђ‚tick tock. it's time to plan for implementation of the new credit losses standard. here are 5 things you need to know. what you need to know about the new credit loss model under the new standard, preparers will need to consider not only their method вђ¦, 2019-9-6вђ‚в·вђ‚you can either visit your bank in person to speak to an agent or an appropriate person or visit your bankвђ™s website and obtain a power of attorney form online if they have provided such electronically. then, fill out the form and submit it following your bankвђ™s instruction. you may also see application letter examples & samples..

Pennsylvania Department of State Instructions for

Emmet Documentation дёЃе…ѓж–° - еЌље®ўе›­. 2011-7-22вђ‚в·вђ‚engagement teamвђ™s letter of instruction international standard on auditing (isa) 600, вђњspecial considerationsвђ”audits of in the case of a new engagement, not accept the engagement, or, in the case of a continuing engagement, withdraw from the engagement, where withdrawal is possible under applicable law or regulation; or, 2018-4-25вђ‚в·вђ‚file, claim or institute against the bdo group arising from or in connection with the release of my bdo atm debit card to my representative in accordance with this instruction; and forever indemnify and compensate the bdo group against any and all losses, damages, liabilities, costs вђ¦).

new letter of instruction bdo

GCA Savvian Advisors LLC 28 floor New York NY 10019

INVESTOR FREQUENTLY ASKED QUESTIONS (FAQs). 2018-4-25вђ‚в·вђ‚file, claim or institute against the bdo group arising from or in connection with the release of my bdo atm debit card to my representative in accordance with this instruction; and forever indemnify and compensate the bdo group against any and all losses, damages, liabilities, costs вђ¦, instruction letter for the claims - march 17, 2010; proof of claim - march 17, 2010 : gandi innovations limited bdo canada llp, a canadian limited liability partnership, is a member of bdo international limited, a uk company limited by guarantee, and forms part of the international bdo network of independent member firms.).

new letter of instruction bdo

Emmet Documentation дёЃе…ѓж–° - еЌље®ўе›­

BD Diagnostic Systems - Regulatory - Regulatory Documents. 2019-11-6вђ‚в·вђ‚you only need a bdo account (a personal savings account will do) to start trading stocks using bdo nomura. step-by-step guide in opening a bdo nomura account. anyone of legal age, 18 years old and above, with a bdo online banking account can open a bdo nomura account. here are the steps on how to open a bdo nomura account:, in case a new/replacement bdo credit card is issued in lieu of a lost/stolen bdo credit card or due to card upgrade or downgrade, the cardholder hereby authorizes bdo to automatically re-enroll under the new/replacement bdo credit card number, all previously enrolled homebills auto charge accounts of cardholder, without need of notice to or).

new letter of instruction bdo

Example Letter of Engagement for Audit Assignment for

How to Request or Get Copy of Lost Deposit Slip in BDO. 2019-9-10вђ‚в·вђ‚the various types of customer information forms. the are many different types of customer information forms that companies can use to make sure they know how to contact and identify their customers. here are some examples of these types of forms:, 2011-7-22вђ‚в·вђ‚engagement teamвђ™s letter of instruction international standard on auditing (isa) 600, вђњspecial considerationsвђ”audits of in the case of a new engagement, not accept the engagement, or, in the case of a continuing engagement, withdraw from the engagement, where withdrawal is possible under applicable law or regulation; or).

2011-11-17 · GCA Savvian Advisors, LLC 1330 Avenue of the Americas 28th floor New York, NY 10019 (212) 999-7090 T August 31, 2009 Dear : On behalf of Gandi Innovations Limited, Gandi Innovations Holdings LLC and Gandi Innovations LLC (the “Gandi Group” or “Gandi”) and BDO Dunwoody Limited, the Monitor (the “Monitor”) 2015-8-19 · 外企HR提供的资料简历cover letter面试技巧(全英文) .pdf 160页 本文档一共被下载: 次 ,您可全文免费在线阅读后下载本文档。

Banco De Oro. GO BACK TO BDO.COM.PH. BDO Online Banking Frequently Asked Questions. Click on the New Security Feature button at the upper right portion of the home screen. This will direct you to the menu showing all your BDO Debit and Credit Cards, and the current status of each. BDO Personal Online Banking uses 128-bit Secure Sockets In case a new/replacement BDO Credit Card is issued in lieu of a lost/stolen BDO Credit Card or due to Card upgrade or downgrade, the Cardholder hereby authorizes BDO to automatically re-enroll under the new/replacement BDO Credit Card number, all previously enrolled Homebills Auto Charge accounts of Cardholder, without need of notice to or

2011-11-17 · GCA Savvian Advisors, LLC 1330 Avenue of the Americas 28th floor New York, NY 10019 (212) 999-7090 T August 31, 2009 Dear : On behalf of Gandi Innovations Limited, Gandi Innovations Holdings LLC and Gandi Innovations LLC (the “Gandi Group” or “Gandi”) and BDO Dunwoody Limited, the Monitor (the “Monitor”) 2015-3-24 · CSS module uses fuzzy search to find unknown abbreviations, e.g. ov:h == ov-h == ovh == oh. If abbreviation wasn’t found, it is transformed into property name: foo-bar → foo-bar:; You can prefix abbreviations with hyphen to produce vendor-prefixed

2013-11-1 · Update of authorised signatories for bank accounts Name of company: For a new company secretary, please provide certified true copy of Form 45B (for a Singapore HSBC Singapore will send a confirmation letter notifying your company of the change. Before you receive Anyone know how to do this one? It's in the Elric shrine. I picked up a letter and it said do the black chasers instructions. My quest log reads this. An order from the secret letter left by a Dark Chaser who is disguised as a Cultist. It explains the source of power that Illezra uses and how to …

2019-4-15 · 中国银行纽约分行成立于1981年11月,是美国历史最悠久的中资银行分支,在美经营公司授信、贸易融资、国际结算、资金业务 In case a new/replacement BDO Credit Card is issued in lieu of a lost/stolen BDO Credit Card or due to Card upgrade or downgrade, the Cardholder hereby authorizes BDO to automatically re-enroll under the new/replacement BDO Credit Card number, all previously enrolled Homebills Auto Charge accounts of Cardholder, without need of notice to or

2011-7-22 · Engagement Team’s Letter of Instruction International Standard on Auditing (ISA) 600, “Special Considerations—Audits of in the case of a new engagement, not accept the engagement, or, in the case of a continuing engagement, withdraw from the engagement, where withdrawal is possible under applicable law or regulation; or 2015-1-14 · Bank of China online banking BOCNET. Introduction. Bank of China constantly improves its customer service system, reinforces its product innovation, and provides financial services for various enterprises. It is devoted to becoming a highly-efficient and professional enterprise partner that can fulfill the all-around requirement of enterprise

2019-10-29 · ISA210 requires that the addressees in the letter are those that are appropriate in the circumstances of the engagement, including the relevant jurisdiction. It is important to refer to the appropriate person. Where this is a new client, letter 200 setting out the timetable for taking over the services should be issued. Delete as applicable 2019-10-29 · ISA210 requires that the addressees in the letter are those that are appropriate in the circumstances of the engagement, including the relevant jurisdiction. It is important to refer to the appropriate person. Where this is a new client, letter 200 setting out the timetable for taking over the services should be issued. Delete as applicable

The Hong Kong Institute of Certified Public Accountants (the Institute) is the only body authorized by law to register and grant practising certificates to certified public accountants in Hong Kong. The Institute has more than 42,000 members and more than 18,000 2019-9-6 · You can either visit your bank in person to speak to an agent or an appropriate person or visit your bank’s website and obtain a power of attorney form online if they have provided such electronically. Then, fill out the form and submit it following your bank’s instruction. You may also see application letter examples & samples.

new letter of instruction bdo

INVESTOR FREQUENTLY ASKED QUESTIONS (FAQs)